Insurance Carriers for Independent Agents in Virginia

Aegis offers affordable insurance for affordable housing. Their core products are manufactured homes, rental properties, affordable homeowners, and vacant structures.

Coastal and high-risk homeowners deserve choice, service, and certainty. Annex Risk partners with A.M. Best "A" rated insurance carriers to offer an HO-3 product for high-risk homes along the Gulf Coast and Eastern Seaboard. They work in some of the most natural catastrophe exposed regions to provide peace of mind to homeowners.

Aon Edge is a leading provider of customizable private flood insurance with superior policy administration, claims processing, customer service, and agency support for your property owners.

Arkay Auto Warranty allows Insurance Agents to protect their clients from vehicle repair costs. Arkay offers the best Vehicle Service Contract available anywhere. We do this by offering Premium-Level coverage that isn’t available anywhere else (not dealerships, not car manufacturers, not direct-to-consumer channels, not anywhere else.) This way your clients can enjoy their vehicle without having to worry about repair costs. Our coverage is there for them when they need it. Note: Arkay Auto Warranty uses the term “warranty” to relate to how consumers generally describe the product but Arkay is technically offering a Vehicle Service Contract. This is not a manufacturer’s warranty as it covers vehicle repairs after the manufacturer’s warranty period expires

Offering Auto and Home Protection Plans with Deductible Reimbursement benefits provides you with an invaluable tool to compete in this Hard Market. The innovative products available exclusively through R+R Insurance Advisors will help you differentiate your agency, generate additional revenue, win more new business, and retain your existing book.

Assurity is a mutual insurer with a long-standing reputation for excellence, offering competitive Life products.

Attune's sophisticated platform aggregates the necessary data from different sources, and then uses incredibly advanced analytics to create tailored products that can be delivered in mere minutes, not days or weeks!

biBerk is part of the Berkshire Hathaway Insurance Group with over 75 years of insurance experience. More than half a million business owners get their business insurance from biBerk nationwide. biBerk’s online quote process enables agents to submit a policy, get a quote and bind online in minutes saving you and your client valuable time. Coverage is affordable and tailored to meet the needs of your clients. biBerk writes 95% of all class codes for workers' comp and professional liability, handles all the service and billing, and renewals are automatic.

Blink by Chubb! Blink offers personal cyber insurance, the perfect product to supplement any homeowners policy.

Bristol West Auto a Farmers Insurance Company specializing in hard to place auto policies Their broad eligibility rules allow No prior insurance, tickets, accidents, DUI, claims, restricted license, youthful drivers, and much more.

For over 50 years, Burns & Wilcox has been uniquely focused on the success of the agents and brokers with whom we work. No matter the type of coverage, from the more routine to the large, complex and hard-to place, our 2000+ professionals possess a relentless commitment to applying their expertise to their clients’ needs day in and day out. This results in the right answer, right now for both long-term partners and new relationships.

Clearcover is an Auto Insurance company backed by some of the biggest names in the industry. They strive to provide the right coverage, when it matters, for the lowest possible cost.

CNA is the 7th largest U.S. commercial lines insurer and is available nationwide providing small business clients more than 300 optional coverage endorsements that are uniquely designed and not typically offered in today's marketplace.

CIS offers Insurance for a wide range of collectibles – from A (Advertising Collectibles) to Z (Zippo Lighters). Deductibles start at $0 for collector policies and CIS provides coverage for the market value of your client's collection for losses in excess of $50. CIS is an agency founded by collectors, for collectors, so they understand that your client’s collection is often more of an emotional investment than a financial one.

Cornerstone Insurance Producers(CIP) offers a fifty state program for builder's risk with rates engineered to beat the competition. Cornerstone offers policies as both a single shot, and on a reporting form. CIP's flexible underwriting allows us to entertain risks up to and above $5mm. In Florida & Texas CIP offers competitive rates with wind for CAT affected, and Coastal risks, as well as high value homes.

Coterie's new tool allows you to quote and sell 75% faster! Small Commercial Underwriting at the Speed of a Click!

Cover Whale is an Insurtech company that is transforming the commercial truck insurance industry by bringing coverage options to owner/operators that were too difficult for conventional insurance companies to write. Cover Whale targets 1-25 power units at bind with a growth of 2 additional power units per quarter.

Cowbell Cyber is the leading provider of cyber insurance for small and medium-sized enterprises. Cowbell's easy-to-understand cyber insurance offerings innovate across all three insurance pillars: underwriting, distribution, and claims.

CSAA offers personal lines auto, home, condo, renters, dwelling fire and umbrella, positioned and priced for the bundled standard/preferred market.

Dairyland has over 60 years experience and the backing of an A.M. Best A+ rating. Their Non-standard Auto is the perfect solution for customers looking to stay compliant with the state. Also offering Motorcycle

Elephant prides themselves on being a digital-first, customer-focused auto insurance carrier on a mission to help you grow your business. Elephant also offers up to a 10% bundling discount with any in-agency homeowners or renters policy.

For over a century, we’ve been providing America’s small businesses with cost-effective workers’ compensation insurance. With our emphasis on financial stability and fast, efficient claims service, we now serve clients in 46 states and the District of Columbia. EMPLOYERS remains focused on keeping America’s Main Street businesses not only working, but working safely.

A simple and easy solution for your insured's HO-4 needs. You can go from quote to bind in under 5 minutes, and we will handle all servicing of the book. We do not use credit in our rating. You have automatic approval to bind up to $75K in contents and up to $300K in liability coverage automatically. We offer endorsement options for Pet Damage, Water Backup coverage, Identity Theft, and more (endorsements offered vary by state).

**FLEET COMPANY COMMERCIAL AUTO** Show your commercial clients that you have their back by offering a unique auto insurance option that helps them save money. Fast rate, quote & bind, and an intuitive fleet safety dashboard empowers you to offer excellent service, and attract and retain more business.

Revolutionizing Small Business Insurance: First Insurance & Risk Management isn't just an insurance provider we're your strategic partner in risk management. Say goodbye to the frustration of waiting for carriers to respond. With us, agents experience real-time empowerment – from quoting to issuing and servicing accounts. We seamlessly blend cutting-edge technology with personalized service, transforming insurance into a proactive risk management plan. Stay ahead in protecting what matters most, as we align with the dynamic pace of today's business landscape. Welcome to a new era of efficiency, responsiveness, and tailored protection with First Insurance & Risk Management

The Foremost Choice suite of products is built on a simple idea: Specialized Value. Foremost has been offering specialized insurance policies since 1952 and they understand your clients' lifestyle.

Foxquilt will help you sell small business, easier. Foxquilt was built specially for small business owners as there was a gap in the market around product and process availability. The founding thesis was that customers and agents need to have freedom of choice, transparency and decisive answers. For agents specifically, efficiency of scale comes into play. The ability to write the business you previously didn't have solutions for (product or process) means that you can grow the business and make your customers happy. Foxquilt offers commercial products through our agent platform, Foxden, with no underwriting holds, direct bill payment options and multi-iso rating.

Tap into the nonstandard auto market with GAINSCO! GAINSCO can help you tap into one of the most lucrative auto insurance markets in the country. We offer agents superior benefits including easy to customize policies, eSignature capabilities for both in office and remote binding, competitive pricing and superior agent support

Our approach to the collectible car insurance business and our strategy for growth is centered on our unwavering pursuit to build the world's most loved automotive enthusiast brand and deliver on our purpose to save driving and car culture for future generations.

Hiscox NOW provides same-day coverage for small businesses with up to $5MM IN ANNUAL REVENUE. We offer instant binding for GL, PL, BOP and Cyber Security coverage though a fast an easy, all-digital quote and bind experience. Policy docs are delivered immediately via email.

IDIQ offers an array customizable employee benefits and identity protection products designed for your customers, each offering unique features and benefits. By embracing these innovative solutions, you'll be able to enhance customer satisfaction, foster loyalty, and boost retention rates.

Jewelers Mutual is the only insurer in North America dedicated to jewelry insurance for over 100 years. They’ve received their 36th consecutive A+ Superior rating from A.M. Best and their 12th consecutive Ward’s 50® top performing insurance companies award. Jewelers Mutual is available nationwide and you'll earn 10% on new and renewal policies.

Kelly Klee offers concierge bundle required coverage and service for your high net worth clients' needs that extend beyond traditional standard market insurance coverage. Coverage requirements include minimum 1MM Coverage A and 3 lines required.

LIO Insurance is a niche specialty carrier driven by a next generation digital ecosystem offering Community Association Insurance. Their motto is Insurance Made Simple. LIO operates without legacy burdens, enabling them to leverage cutting-edge technology that allows you to enter new business and get a quote in minutes

MGT is a tech-enabled risk solutions platform that improves commercial P&C insurance for both the broker and the policyholder. MGT is ushering in the next evolution of commercial insurance and working to move the industry forward through the use of modern technology, better processes, and a rock-star team.

Mutual of Omaha has been helping people through life’s transitions for over a century. They are dedicated to their customers and act with integrity, innovation, and accountability

Neptune Flood insurance delivers affordable coverage in an effortless, intuitive, and on-demand platform.

NEXT uses groundbreaking AI-based technology that allows agents to sell more commercial policies, faster. They offer instant quote and binds and immediate access to certificates of insurance.

Normandy is a work comp carrier offering quoting and binding online or working directly with an underwriter. 24 turnaround time. Many accounts are approved without prior coverage. If prior is required, one year is requested. Lapse in coverage and high MODs are accepted. High renewal retentions and very strong claims management team.

Novella is an AI powered wholesaler selling mid market commercial coverage. Get a quote in hours instead of weeks while having access to instant market reports and insights on your submission. Novella helps brokers get better coverage faster.

Obie specializes in landlord policies for properties with 1-4 units. With Obie, you'll have the ability to instantly compare competitive rates, receive quick quotes, and easily bind policies for your real estate investor clients. What's more, they offer a seamless experience with no post-bind paperwork, the flexibility to cover harder to place properties, and no surcharge for LLC's or trusts as named insured.

Openly is a next-generation personal lines insurer designed exclusively for and by independent agents. Their custom-built technology and products empower you to deliver a 21st-century customer experience!

Palomar provides a range of catastrophe insurance for personal and commercial property. They develop customized coverage options for client specifications.

Pathpoint is a digital Wholesaler that gives you access to AM Best A-rated E&S carriers such as Markel, Westchester, Nautilus, and Crum & Forster. Most popular classes include contractors, lessors risk, short term rentals, vacant land/buildings, restaurants/bars/taverns and more

Pie Insurance is leveraging technology to transform how agents quote and sell commercial insurance, with the goal of making it affordable for customers and as easy as pie for agents!

Plumlife offers an all digital, intuitive, easy and flexible platform to sell life insurance! *** For FULL Marketplace Commission Schedule see Plum Marketplace Commission Grid in Resources***Commissions are advanced once an agent has generated $1,500 in annualized premium and a maximum of $2,500 per policy. Advances of up to 9 months

Propeller is a digital MGA which completely automates the entire lifecycle of surety bonding. Propeller streamlines the billing with credit/debit card direct bill for customers which allows bond-heavy agencies to create massive efficiencies within their business, but also allows inexperienced bonding agencies the confidence to market bonds and use bonds as a lead generation tool. With Propeller, you get access to multiple surety markets (appetite aggregator), the best surety technology, and surety underwriters! With a name and email address, Propeller can send the agency an onboarding packet via DocuSign. Within 10 minutes the contract is completed, and we are creating your custom URL to put on your website, email signature, or social media. We will follow up to make sure all staff are familiarized and answer any questions.

Rainwalk offers pet insurance and is a great complement to the insurance products you offer today!

RLI provides personal umbrella insurance with innovative approaches to underwriting and unsurpassed levels of client service.

RLI's surety solutions support small to large businesses and individuals across diverse industries. A wide range of of bond types in ACCOUNT-BASED COMMERCIAL SURETY, TRANSACTIONAL COMMERCIAL SURETY, and CONTRACT SURETY

Roamly offers RV insurance that is safer, simpler, and built for the modern marketplace of vehicle sharing on platforms like Outdoorsy.

Savvi provides agents with a modernized approach to home insurance. Every policy includes our 10-point smart home security kit and a bundle of value-added services to make insuring homes smarter, faster, and less expensive. Our focus on proactively predicting and preventing losses delivers higher retentions and more profit for our agent partners, while delivering better outcomes for everyone.

SES Risk Solutions is a leading, tech-enabled insurance provider for residential investment properties. Program Appetite: Residential long term rental properties only. Including SFR 1-4 single location and portfolio, MFR 5+ unit and Property Manager portfolios.

Simply Business is dedicated to making small business insurance simple and accessible. Our robust digital marketplace allows small business owners to find and buy the insurance they need online, matching them with coverage from multiple top insurers to offer choice, transparency, and value.

Skywatch.ai has developed an amazing broker web portal to give you real time, comprehensive quoting and binding for broad drone insurance coverage. Liability limits range from $500k to $5M!

Slice is an insuretech platform designed to provide Contractors General Liability coverage focused on artisans, general contractors, and remodelers. Agents can enjoy coverage in hard to place classes, quotes in 30 seconds and unlimited instance COIs!

Steadily provides an A-rated solution by Demotech, offering independent agents a quick and simple way to sell insurance to landlords. With Steadily, agents can secure accurate and competitive quotes in just minutes!

Sterling Surplus Underwriters is there to meet your customers need for private residential flood insurance.

Tend is an innovative home essentials protection company, offering home warranty products.

Thimble is a first of its kind carrier that is offering short-term coverage that is completely unique. Workers can now get coverage for an hour, a day, a week, and all the way up to a year!